You’re Already Selling a Warranty.
Why Let Someone Else Keep the Opportunity?
Every service contract and warranty your dealership sells creates financial value. Dealer-owned reinsurance gives you the opportunity to keep more of that value working for your own business instead of sending it all to a third-party provider.
Selling 30+ vehicles per month? You should be looking at dealer-owned reinsurance.
We’ll look at your dealership and show you what the opportunity could look like. No obligation.
What If Your Warranty Dollars Worked for Your Dealership?
Tim Byrd, Founder and CEO of DealerRE, breaks down how dealer-owned reinsurance works and why it matters. In simple terms, it gives qualifying dealerships the opportunity to participate in the financial results of the warranties and other eligible products they’re already selling, rather than leaving that opportunity entirely with a third party.
Your Dealership Is Creating the Value. Who Is Keeping It?
When you sell warranties and other eligible F&I products through a traditional third-party structure, money is set aside to pay future claims. Claims get paid, but when results are better than expected, the financial upside belongs to someone else.
Dealer-owned reinsurance changes who has the opportunity to participate in those results.
Keep More Value Connected to the Products You Sell
Instead of sending all of the financial upside from eligible products to a third party, dealer-owned reinsurance gives your dealership the opportunity to participate in the underwriting results those products create.
Protect Cash Flow
Traditional third-party programs may require premiums to be paid upfront. DealerRE can structure premiums over the term of the contract, helping you fund the program without putting the same pressure on monthly cash flow.
Create Opportunity Across More of Your F&I Program
The opportunity can extend beyond traditional service contracts. Products such as collateral protection, debt cancellation, and GAP may also help your dealership manage risk while creating additional potential revenue through a properly structured reinsurance program.
See What Your Dealership Could Be Building.
Dealers Don’t Have to Take Our Word for It
Setting It Up Is Only the Beginning
30+ Years of Experience
We’ve been helping business owners understand reinsurance since 1994. This isn’t a new concept we’re experimenting with.
Ritz-Carlton Level Service
DealerRE’s goal is to provide the level of attention, responsiveness, and detail you’d expect from an exceptional service organization.
Your Success Matters to Us
Our philosophy is simple. When our clients get better, bigger and stronger, so do we. We’re invested in helping you make the program successful.
- THE PROCESS
You Don’t Have to Become a Reinsurance Expert. That’s Our Job.
1
We Look at Your Dealership
Start with a free analysis of your current sales volume and F&I structure.
2
We Show You the Opportunity
We’ll explain how dealer-owned reinsurance could work for your dealership and answer your questions.
3
We Help You Set It Up
If it makes sense to move forward, DealerRE helps establish the structure and guides you through the process.
4
We Stay With You
Our team continues to provide support so you’re not left trying to figure it out on your own.
Still Have Questions? You Should.
If you’re consistently selling 30+ vehicles per month, you should be looking at reinsurance. You don’t have to be a huge dealership to benefit. Our free analysis will help you understand what the opportunity looks like based on your actual numbers.
You’re already taking on risk through the products you sell. Reinsurance gives you a structured way to reserve for eligible claims while giving your company the opportunity to participate in the underwriting results. We’ll walk you through how it works so you can make an informed decision.
Required reserves are held through an independent trust structure and are there to help ensure funds are available for eligible claims. Your DealerRE team will explain how the structure, reserves, and access to funds work before you ever move forward.
This is where ownership gets interesting. When claims and expenses are lower than the funds collected, your reinsurance company has the opportunity to participate in the remaining underwriting results rather than automatically leaving that value with a third party.
It doesn’t have to turn your sales process upside down. The goal is to improve what happens behind the products you’re already selling, while DealerRE helps your team understand and use the program successfully.
Once we have the information and paperwork we need, setup can often be completed in approximately 2–3 weeks. Our team guides you through the process from start to finish.
A lot. We help you understand the opportunity, establish the structure, and provide ongoing support after launch. We don’t want to simply set up your company and disappear. Your success is our success.
GET STARTED
You’re Already Creating the Opportunity. Find Out What It Could Be Worth to Your Dealership.
The first step is a conversation. Tell us a little about your dealership, and our team will review your information and talk through whether dealer-owned reinsurance makes sense for you.
No obligation. Just a conversation about your dealership and your options.