Limited Warranties
Set up reinsured limited mechanical breakdown warranties that help your dealership retain underwriting profits, control claims experience, and offer customers meaningful coverage tied to the ownership lifecycle.
Build a dealer-owned BHPH warranty program that helps you retain underwriting profits, control claims experience, and strengthen customer retention. DealerRE guides dealers through compliant program setup, training, and administration so your limited warranty offering supports both portfolio performance and a better ownership experience.
Structured solutions for dealers building profitable, dealer-controlled warranty and protection programs.
Set up reinsured limited mechanical breakdown warranties that help your dealership retain underwriting profits, control claims experience, and offer customers meaningful coverage tied to the ownership lifecycle.
Build dealer-owned VSC programs that replace third-party profit leakage with captive reinsurance income while supporting repeat business, stronger F&I performance, and a more consistent customer experience.
Launch a reinsured certified pre-owned program with inspection standards and customizable warranty terms that help your BHPH inventory stand out and reinforce buyer confidence.
Add DCC structures that protect receivables after total loss events, reduce write-offs, and help BHPH dealers move customers into replacement vehicles more efficiently.
Implement CPI reinsurance solutions that protect uninsured collateral and reduce losses when borrowers fail to maintain required insurance on financed vehicles.
Establish VSI coverage structures that protect the dealer's financial interest through coverage for uninsured damage, repossession-related costs, towing, storage, and skip tracing.
DealerRE reviews your current BHPH operation, F&I performance, portfolio risks, and customer lifecycle goals to identify where a limited warranty program can improve profitability and retention.
See how dealers improve profitability and control with reinsured warranty programs.
"These guys are pros when setting up Dealer warranty. Superb service!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"The program that they put together is just perfect for our organization!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Great folks & easy deal with."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"The program that they put together is just perfect for our organization!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Great folks & easy deal with."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"The program that they put together is just perfect for our organization!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Great folks & easy deal with."
DealerRE helps dealers build smarter, more profitable warranty and reinsurance programs.
Founded in 1994, DealerRE brings decades of reinsurance expertise to dealer program development.
We manage filings, tax returns, renewals, claims support, bookkeeping, and performance reporting.
Your staff receives onboarding, F&I training, and rollout support to improve program adoption.
Built for auto dealers, our programs help capture profits third-party providers usually keep.
Experienced leaders focused on dealer profitability.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
A limited warranty typically covers specific mechanical breakdown components for a defined term or mileage period rather than the entire vehicle. In a BHPH setting, coverage often focuses on major systems such as engine, transmission, and drivetrain components. The exact scope depends on how the dealer structures the program, including covered parts, exclusions, claim procedures, and contract duration.
Talk with our team about your dealership goals.
Active industry member and sponsor.
Connected across multiple dealer associations.
Clients earned notable dealer honors.
Tell us about your dealership, current F&I setup, and program goals. Our team will review your needs and help outline the right BHPH warranty structure for your operation.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.