Vehicle Service Contracts
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
DealerRE helps auto dealers structure dealer-owned reinsurance programs that keep underwriting profits in-house instead of sending them to third parties. Backed by decades of experience from Southeast Virginia and serving dealers nationwide, the team supports profitable F&I growth, stronger claims control, and compliant program administration for independent, franchise, and BHPH operations.
Explore dealer-focused reinsurance programs built to retain profits, improve control, and strengthen long-term F&I performance.
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
Structure Guaranteed Asset Protection programs inside your captive so your dealership keeps more F&I income while offering flexible coverage options.
Create reinsured limited warranty programs that help differentiate your dealership, control claims experience, and capture profits often lost to outside administrators.
Help BHPH dealers reinsure Debt Cancellation Coverage to reduce write-offs, protect receivables after total losses, and keep customers moving into replacement vehicles.
Reinsure Vendor Single Interest coverage to protect lender interests, offset uninsured collateral losses, and retain underwriting income within your organization.
Build Collateral Protection Insurance reinsurance structures for BHPH dealers and lenders seeking stronger portfolio protection and improved profit retention.
NCFC reinsurance gives auto dealers a smarter way to participate in the profitability of their F&I products through a dealer-owned structure. DealerRE helps clients replace dependence on outside providers with programs designed for stronger control, compliant administration, and long-term financial benefit. From Southeast Virginia roots to nationwide dealer support, the focus stays on practical guidance, transparent setup, and measurable performance.
See how dealers use reinsurance to improve profitability, control, and long-term F&I performance.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
Dealers choose DealerRE for experience, administration support, and a partnership built around long-term profitability.
Founded in 1994, DealerRE brings decades of reinsurance guidance for independent, franchise, and BHPH dealers.
The team manages legal forms, filings, tax returns, renewals, reporting, and bookkeeping for smoother operations.
From Southeast Virginia to dealers coast to coast, DealerRE supports programs with responsive training and service.
Onboarding, F&I classes, and menu support help dealership teams improve execution and customer experience.
Experienced advisors serving dealers with practical reinsurance guidance.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
NCFC reinsurance for auto dealers refers to a dealer-owned structure that allows a dealership to participate in underwriting profits from eligible F&I products instead of leaving those profits with third-party providers. DealerRE helps dealers establish and manage these programs so they can improve profitability, gain more control over claims experience, and support long-term financial planning through a compliant administrative framework.
Talk with DealerRE about structure, products, and next steps.
DealerRE supports auto dealers across the country with reinsurance guidance, administration, and long-term program support.
Since 1994
Years Serving
400+ Dealers
Dealer Reach
Nationwide
Service Area
See how DealerRE can support your market and model.
Member and sponsor in dealer industry.
Decades of dealer reinsurance experience.
Backed by strong client satisfaction.
Share your dealership model and goals, and our team will help you explore suitable reinsurance structures, products, and administrative support.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.